Smarter money.
Zero stress.
Deposit, invest and earn with Nigeria's leading AI-powered platform. Start from ₦5,000. Earn up to 22% monthly. Instant Naira payouts, 24/7.
Start earning in 3 simple steps
No paperwork, no branch visit. Open an account on your phone and fund your wallet in seconds.
Sign up free
Enter your email and phone number. We'll send a one-tap verification link. Takes under 30 seconds.
Fund your wallet
Add money with any of 32 payment gateways — Paystack, Flutterwave, Monnify, bank transfer, or USDT.
Pick a plan & earn
Choose a yield plan. Our AI engine starts compounding daily. Withdraw to your bank anytime.
Pick what fits you
Three transparent plans. No hidden fees. Projected returns are historical averages, not guarantees.
- 24-hour ROI credits
- Auto-compounding
- Instant withdrawals
- Live trading room
Powered by 32 trusted payment partners
Built for the modern investor
Everything you need to grow and manage your wealth, in one place.
AI yield engine
Our algorithm rebalances every 60 seconds across arbitrage, staking, and FX for the best possible return.
Live trading room
180+ pairs across crypto, FX and commodities. One-tap buy/sell with pro-grade charts and copy-trading.
Instant settlement
42-second median payout to your Nigerian bank. 32 gateways, 24/7 availability, including bank holidays.
Bank-grade security
95% of client funds in cold storage. 2FA, device fingerprinting, and locked beneficiary accounts.
Lifetime referrals
Earn 5% commission on every deposit your referrals make, forever. One tier, no MLM, automatic payout.
24/7 human support
Live chat, email, and WhatsApp — not a bot carousel. Average first-response time under 5 minutes.
Join 24,000+ Nigerians earning smart
"I moved my emergency fund here six months ago. Flex plan paid 7.2% last month. Withdrawal cleared in 38 seconds."
"Pro Trader is wild. The AI handles 95% and I just approve the signals. Up ₦1.4M in 11 weeks."
"What sold me was transparency. Every strategy's drawdown is public. Support replied to my 2am message in 3 minutes."
Frequently asked
Is my money safe?
Client funds sit in segregated custody and are never commingled with operating cash. 95% of client crypto is held in multi-sig cold wallets. Fiat sits in licensed Naira trust accounts.
How fast can I withdraw?
Median payout time is 42 seconds to your locked Nigerian bank account. Flex plan redeems any time with zero fee. Fixed plans mature on schedule.
What's the minimum deposit?
Just ₦5,000 for Flex. ₦50,000 for 90-Day Fixed. ₦100,000 for Pro Trader. Top up any time with 32 payment methods.
Is EFGAIHUB regulated?
We're a Nigerian limited-liability company registered under the CAC. Our RC number and address are published in the footer. Our KYC/AML programme is audited annually.
Is the ROI guaranteed?
No. ROI percentages on our plans are historical averages, not promises. We publish live strategy performance in your dashboard. Max historical drawdown on Fixed is -7.1%.
Ready to put your money to work?
Open your free account in under 90 seconds. First deposit from ₦5,000.
Create free account →